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    LONDON, Nov 14 (Reuters) - HBOS Plc, Britain's biggest mortgage lender, could have to be nationalised if its shareholders do not vote for its proposed takeover by Lloyds TSB , its chairman warned on Friday. HBOS could need to raise more than 12 billion pounds ($17.8 billion) at a more expensive rate than it has agreed to pay under the UK government's rescue plan, which is dependent on the Lloyds ...
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